A farmer costume is basically a less straw-filled scare-crow costume. It can be made cheaply and easily, with either items you have already or found at thrift stores.

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[edit] Steps

Overalls make a perfect look

Get some thick, well-worn denims. Either regular pants (not flare, and only boot-leg if you plan on wearing boots), or over-alls will work. They should be sturdy, working material, and look like they are at least a few years old.
Put on a flannel shirt. These are warm for October's chilly nights, and good for working in.
If it's really cold, put on some scratchy wool mittens and a hat, as well as a thick vest.
If it's warmer, put on an old baseball cap.
Wear working shoes. Runners are not working shoes. Boots are. But not fancy cowboy boots, only worn down ones IF you are going for a "Western" look.
For extra farm touches, try to find a fake feathered chicken to carry around, or a basket with fake eggs (eggs can be found at craft stores). Carrying a pitchfork or rake may LOOK fun, but it isn't. You may want some leather work gloves tucked into a pocket.